Monthly Archives: March 2019

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03/27/19 Episode 14 – Secrets & Strategies of Long-Term-Care Part 2: Surviving a Changing Environment—With Guest Kirk Dryden, CLU®, ChFC®



Long-term-care plans are not one-size-fits-all. But with so much to consider when choosing a plan, how can you know which options are best suited for your needs?

In part two of her life-care insurance mini-series, Esther Szabo is back with licensed life analyst, Chartered Life Underwriter®, and Chartered Financial Consultant® Kirk Dryden to dive into what long-term-care insurance looks like today, how you can put together a plan, and what you should consider when doing so.

In this episode, you’ll learn:

  • What parts of a policy to consider
  • Which policy elements you should weigh carefully before incorporating into your strategy
  • How the industry has addressed and rectified its problems
  • About the two main types of policies being sold today: the standalone traditional long-term-care product and the hybrid product
  • And more!

Tune in now to learn more about preparing your own protective long-term-care plan and strategy!

Resources:   Gates Pass Advisors | KDryden@JohnsonDugan.com | Johnson & Dugan | (650)-238-3214 |

 


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03/13/19 Episode 13 – Secrets & Strategies of Long-Term-Care Part 1: Surviving a Changing Environment—With Guest Kirk Dryden, CLU®, ChFC®



Understanding your long-term-care insurance can be confusing and hard to keep up with when you consider the industry’s ever-changing structure, bad reputation, and rising rates.

Today, Esther Szabo joins licensed life analyst, Chartered Life Underwriter®, and Chartered Financial Consultant® Kirk Dryden to cover what you need to know about long-term-care insurance.

In this episode, you’ll learn:

  • How long-term insurance has evolved over the years
  • Where the long-term-care industry has missed the mark
  • What happens to your policy when a long-term-care company goes out of business
  • Why it’s important to periodically check on your policy
  • And more!

Join Esther and Kirk now as they explore the history and genesis of long-term-care insurance and its bad reputation.

Resources:  Gates Pass Advisors | KDryden@JohnsonDugan.com | Johnson & Dugan | (650)-238-3214 |